Unlock Liquidity Without Selling Your Investments
Stay Invested. Access Funds When You Need Them.
Your mutual fund investments are meant for long-term wealth creation. But when temporary financial requirements arise, you need not disturb your portfolio through premature redemption.
With Loan Against Mutual Funds / Mutual Fund Pledge Facility, you can access funds quickly while your investments continue to remain invested in the market.
Why Choose Loan Against Mutual Funds?
- ✔ Continue your wealth creation journey
- ✔ Avoid premature redemption of investments
- ✔ Quick and convenient access to liquidity
- ✔ Competitive interest rates
- ✔ Simple pledge process with selected fund houses & lenders
- ✔ Ideal for short-term funding requirements
How It Works
1. Pledge Your Mutual Fund Units
Select eligible mutual fund schemes from your existing portfolio.
2. Get Access to Credit Facility
Based on the value of your investments, a loan/overdraft limit is sanctioned.
3. Continue Staying Invested
Your investments remain in your name and continue to participate in market growth.
4. Repay Conveniently
Use the funds as per your requirement and repay flexibly as per lender terms.
Ideal For
- Business working capital needs
- Emergency funding requirements
- Short-term liquidity management
- Avoiding capital gains taxation from unnecessary redemption
- Investors who wish to remain invested for long-term goals
Why Redeem When You Can Stay Invested?
Temporary financial needs should not interrupt long-term wealth creation. A pledge facility on mutual funds offers a smarter way to manage liquidity while preserving your investment strategy.
Key Features
| Feature | Benefit |
|---|---|
| Loan Against Mutual Funds | Access liquidity without selling investments |
| Digital Processing | Faster documentation & execution |
| Retain Investment Ownership | Investments continue in your name |
| Flexible Utilisation | Use funds for personal or business needs |
| Selective Eligible Schemes | Available on approved mutual fund schemes |
Important Note
Loan against mutual funds is subject to lender eligibility, approved schemes, margin requirements, and applicable terms & conditions. Market fluctuations may impact drawing power and margin requirements.
Need Assistance?
Our team can help you understand:
- Eligible mutual fund schemes
- Pledge process
- Indicative loan eligibility
- Documentation requirements
- Associated risks & lender terms
Contact Us Today
Stay invested while managing your liquidity efficiently.